Whether it’s better to get a loan in Dubai from a broker or a bank depends on the specific needs and circumstances of the borrower. Here are some factors to consider:

1. Loan options: Banks typically offer a limited range of loan products, while brokers have access to a wider range of lenders and loan options, which can increase the chances of finding a loan that meets the specific needs of the borrower.
2. Expertise: Brokers have expertise in loan products and may be able to offer more personalized advice and guidance on which loan options are best suited for the borrower’s needs.
3. Processing time: Banks often have a more lengthy loan application and approval process, while brokers may be able to arrange a loan more quickly.
4. Cost: Brokers may charge a fee for their services, which can add to the overall cost of the loan, while banks may offer lower interest rates or have more favorable loan terms.
5. Reputation: Banks have a well-established reputation and often offer more security and protection for the borrower, while brokers may have less established reputations and may not be regulated by the same authorities as banks.

Here are a few options to consider to get urgent cash in Dubai:

1. Personal loan: Apply for a personal loan from a bank or financial institution in Dubai. This option is usually quicker than other loan options and can be approved within a few hours to a few days, depending on the lender.
2. Payday loan: Some lenders in Dubai offer payday loans, which are short-term loans that are typically due on the borrower’s next payday.
3. Borrow from friends or family: Consider borrowing from friends or family members, if they are willing and able to help.
4. Pawning items: Pawn shops in Dubai will lend money in exchange for valuable items, such as jewelry, electronics, or watches, which will be held as collateral until the loan is repaid.
5. Sell items: Consider selling items that are no longer needed or selling items online through platforms. 

Getting a loan in the UAE can be challenging, but it depends on several factors such as the type of loan, the lender, the borrower’s credit history, income, and financial stability. Here are a few factors to consider:

1. Loan type: Some loan types, such as personal loans, may be easier to obtain compared to others, such as business loans.
2. Lenders: Different lenders have different eligibility criteria and loan terms, and some may be more lenient than others.
3. Credit history: A good credit history, including a record of paying bills and loans on time, can increase the chances of loan approval.
4. Income and financial stability: A stable income and a good financial situation can increase the chances of loan approval, as lenders will want to see that the borrower has the ability to repay the loan.
5. Documentation: Having all necessary documentation, such as financial statements, proof of income, and personal identification, can make the loan application process smoother and increase the chances of loan approval.

The minimum salary to get a loan in the UAE varies depending on the lender and the type of loan. In general, most lenders require a minimum monthly income of AED 5,000 to AED 8,000 for personal loans and a higher minimum income for other types of loans such as a mortgage or business loan.

However, it’s important to keep in mind that the minimum salary requirement is just one of many factors that lenders consider when evaluating loan applications. Other factors include credit history, employment stability, and financial stability, among others. It’s recommended to check with individual lenders for their specific requirements and eligibility criteria.

As per the Central Bank of the UAE, people can apply for a personal loan secured by the borrower’s salary and end-of-service gratuity, or any daily income they have from a well-described source. Personal loans must not exceed 20 times the salary value or the overall income of the applicant.

There are some banks that offer personal loans to UAE citizens and expatriates without a job. Emirates NBD bank is one of them that provide personal loan without a job in UAE. Emirates NBD decides the maximum loan amount and the applicable interest rate based on the customer’s profile. The bank also gives cash loans for home enhancement to UAE citizens. Expatriates are not qualified for home enhancement cash loans.

Maximum banks in the UAE give credit cards to applicants with a monthly income of AED 5,000 or more. Although, certain other banks in the UAE have this minimum income needs to be decreased to AED 3,000, 2500, or less. The needs and eligibility criteria to obtain a credit card in the UAE differ from bank to bank.

Whenever a new business prospect or situation needs the injection of extra business funding. You can get around AED 2 million as a business loan in Dubai with no collateral or security need and set your certain term pay-off tenure anywhere between 12 and 48 months.

As per the Dubai mortgage rule, expatriates are able to obtain a home loan for around 80% of the property purchase value, which means expatriates have to handle an initial deposit of 20% to purchase property worth less than AED 5 million in Dubai. The loan cap for off-plan property home loans in Dubai is slightly distinct.